Private flood insurance
built for you.
Start a quote with expert flood underwriting.
Expert underwriting,
complex risk solutions,
& tech built to back you.
Sterling Flood equips agents with the tools to deliver precise quotes, customizable coverage solutions, and dependable flood protection quickly and without the usual complications. Our goal is simple: provide you expert flood underwriting for complex risks and coverage (beyond NFIP limits) that makes your workflow smoother enabling you to focus on taking care of your clients.
Residential Flood
Flexible private flood solutions for residential properties nationwide.
Read MoreCommercial Flood
Flood coverage solutions for commercial buildings and complex property risks.
Read MoreCBRS Flood
Specialized coverage for Coastal Barrier Resource System properties.
Read MoreExcess Flood
Coverage above NFIP limits for high-value and complex risks.
Read More
Expert Flood Underwriting
Direct access to experienced flood underwriters who help structure solutions for complex placements.
Insurance Tech
Quote, Bind, Issue, Endorse any policy online with Sterling- FIX (Flood Insurance Xchange).
concierge service
Customer Service is still alive! Our desire is to offer an unmatched, refreshing experience when you engage Sterling.
claim experience
We take claims seriously. When we make a promise we keep it. Sterling has partnered with the best claim firm in the industry.
Ready to elevate your flood business with a true partner?
Sterling Flood gives agents the tools, support, and modern technology needed to deliver fast, accurate quotes and dependable private flood coverage. Join our producer network and access a smoother workflow, higher limits, and real underwriting support when you need it most. Confidently handle excess coverage and complex placements with ease.